How do cash back rewards work?

Use your KH Card at participating merchants ranging from local restaurants to online retailers, to automatically collect rewards that are paid out directly to your KH Card account at the end of each month. No additional sign-up or enrollment is required!

How to Earn Rewards

• Make sure you’re using the latest version of the app, which features the Rewards tab.
• The Rewards tab allows you to search for participating in-store and online locations.
• Use your KH Card or connect your digital wallet to Apple Pay or Google Wallet to earn cash back from purchases made at participating retailers.

Introduction to cash back rewards in the app

Receiving Rewards

• A notification is displayed when a transaction is eligible for a reward and again when the reward is pushed to your KH wallet.
• All rewards appear within your transactions on the Wallet tab in the app. You can also see all past and pending rewards under the Rewards tab.
• All pending rewards are added to your KH Card wallet at the end of the following month.

How Rewards Are Determined

• Merchants provide different reward percentages. Not all transactions eligible for reward will receive the same percentage/amount. All rewards are calculated and disbursed automatically.
• The reward is based on the amount of the successful transaction. For example if you purchase gas and $100 is held but the completed purchase amount is only $30, you will receive a reward based on the $30 purchase.

Find nearby cash back offers and see your reward history

Important to Note: 

• If you notice an "RBT" transaction on your account this means you have earned a rebate from Mastercard Easy Savings network using your KH Card!
  • You can earn a rebate by using your KH Card at any of the 50,000+ eligible locations. If your purchase qualifies your rebate appears in your wallet within 3–5 business days.

The rewards program is not offered by or affiliated with Lead Bank or Evolve Bank & Trust. It is fully managed by Branch. See terms here.

Branch is not a bank. Banking services are provided by Lead Bank, Member FDIC and Evolve Bank & Trust, Member FDIC, which are Branch’s bank partners. The name of the bank partner for your account is listed on the back of your debit card and can also be found in the Branch App under “Your Account Information”. FDIC insurance only applies to eligible accounts should the bank holding your funds fail. Branch Mastercard Debit Cards are issued by Evolve Bank & Trust or Lead Bank, Member FDIC, as applicable, pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.